In the spirit of exceptional service, we offer a number of different ways to finance a vehicle. Presenting options and walking you through all the ins and outs to find the best finance package for you is the expertise of your Sewell business manager. In general, our financing packages fall into two broad categories: leasing and traditional financing.
A lease can be a good way to have a more affordable payment than when buying a car. Your lease payment covers only the vehicle depreciated value (plus the lessor’s monthly finance charges), not the entire purchase value. Most vehicles are leased for 24 to 48 months. We don’t recommend leasing a vehicle for longer than its general warranty. For people who drive an average number of miles and take good care of their vehicles, leasing is a good financing alternative. Note: If the vehicle incurs excessive wear and tear or mileage during the lease period, a fee will be assessed when the vehicle is turned in, unless you have coverage such as our ExcessWear Waiver.
Leasing from Sewell
Many leasing companies are not actually automotive dealers - they have to go to a dealership to acquire the vehicle before they can lease it to you. In other words, they are simply middlemen. And where there is a middleman, there is usually a markup. When you lease from Sewell, you receive honest pricing and exemplary customer service with every vehicle.
Traditional financing is an installment transaction over a period of time. You agree to pay the amount financed, plus an agreed-upon finance charge. Traditional financing is probably right for you if you like the idea of owning a vehicle or you plan to keep the car for more than a few years. Sewell works with many different lenders to offer you competitive rates. A big part of our service is staying on top of the finance market, knowing which lenders have the best offers at any given time. Talk to your Sewell business manager about what we are seeing in the market today.
It only takes a few minutes to fill out our brief online application. No printing, scanning, or faxing needed.